We review all risks that clients can face, including: property loss, liability, health, disability and we evaluate how best to manage these exposures. Often clients are in a position to “self-insure” some of these risks. In other cases, insurance or some other structure is essential to avoid or mitigate the risk.


In all cases, we are very experienced in drawing effective conclusions for our clients and we have no commercial interest in any particular solution, as we do not accept product commissions.

Our clients can therefore depend on a thorough and competent assessment of their overall insurance needs which stands out when compared against other advice firms.

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