One of the most significant success factors in achieving your long-term objectives is to develop responsible spending habits. This is not difficult to do, but our research shows that only a small percentage of Australians actually embrace these behavioral habits within their own home.


It is quite common to see people spending all of their discretionary income and living “in the moment”. Unfortunately this results in you having everything you want today – at the cost of having everything you want tomorrow.

At Momentum Planning, we consider cashflow awareness and management to be the foundation of your financial plan and a non-negotiable area of advice. Clients have expressed surprise over the simplicity of their new cashflow arrangements and enjoy the benefit of talking less about money matters on a daily basis.

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